Kinetic Financial is an appreciation-focused, fee-only, independent registered investment advisor based out of Pensacola, FL. We are a fiduciary dedicated to helping individuals, families, entrepreneurs, businesses, and nonprofits achieve their financial goals through innovative and transparent financial planning, investment management, financial coaching and counseling, and endowment stewardship. Our mission is to provide personalized and transparent financial solutions that empower clients to navigate life’s infinite possibilities and help them achieve their unique goals with confidence, regardless of their walk of life.

 

We were founded to fill the gaps in the financial planning industry by adapting to individual needs in a simple and accessible manner. To achieve this, we’ve developed a unique tier-based structure that makes financial services available to everyone—from individuals just starting their financial journey to ultra-high-net-worth clients with complex needs. Unlike many firms, we have no investment minimums, ensuring that financial guidance is not limited by net worth. Nor do we receive commissions for selling insurance, annuities, or high-fee-investments.

 

At Kinetic Financial, transparency is at the heart of everything we do. We strive to set a new standard in the financial advising industry by eliminating hidden fees and complex pricing models. Our fees and services are clearly outlined, so you’ll always know exactly what you’re paying for—no surprises, no uncertainty.

 

We also understand that life is in constant motion. Whether it’s personal milestones, market fluctuations, or industry shifts, we adapt to meet the changing needs of our clients. Your finances should work for you, not be an afterthought. Our turnkey approach is designed to accomplish this while simultaneously accommodating your unique circumstances. Every plan and service we provide is customized to ensure it aligns with your goals and priorities.

 

When you choose Kinetic Financial, you’re not just choosing a financial advisor—you’re choosing a partner committed to your growth, security, and long-term success. Let us help you appreciate what matters most and build a dynamic financial foundation for the future.