One of the foundational aspects of Kinetic Financial that goes against industry norm is that we strive to be at the forefront of innovation, technology, and
We leverage the benefits of reduced—and often eliminated—brokerage trading fees to provide professional, customized investment management solutions tailored to your unique goals. At Kinetic Financial, we believe everyone deserves access to expert investment management, regardless of account size.
At Kinetic Financial, we believe your investments should reflect your goals, values, and priorities. That’s why our approach begins with understanding what matters most to you. Whether you’re focused on building wealth, preserving assets, or aligning your portfolio with your worldview, we create strategies tailored to meet your needs.
As a fee-only firm, we are committed to transparency and integrity. We receive no compensation from funds, ensuring our recommendations are based solely on what’s best for you. This means you can trust that every investment we suggest is selected with your financial success in mind—not driven by hidden incentives or higher costs.
For clients seeking portfolios that include individual stocks, we offer options tailored to your preferences, even if you’re just starting your financial journey. We also recognize that some investors prioritize more than financial returns—your portfolio may need to align with your values to provide true peace of mind. Our adaptable approach ensures we can meet a wide range of priorities, empowering you to feel confident in how your investments are managed.
Disciplined portfolio management, diversification, and a forward-looking perspective are at the core of what we do. Our experienced advisors stay ahead of market trends and economic developments, ensuring your portfolio is positioned for long-term success.
With Kinetic Financial, you can trust that your investments are in expert hands, giving you the freedom to focus your time and energy on what matters most to you.
Investment Management Fee Schedule
| AUM | Fully Custom | Semicustom | Direct Indexing/Proprietary | TAMP Add-On |
|---|---|---|---|---|
| 0-$250,000 | 1.50% | 1.40% | 1.25% | 0.40% |
| $250,001 – $500,000 | 1.35% | 1.25% | 1.15% | 0.40% |
| $500,001 – $2,000,000 | 1.15% | 1.05% | 0.90% | 0.35% |
| $2,000,001 – $5,000,000 | 0.90% | 0.75% | 0.65% | 0.25% |
| $5,000,001 – $10,000,000 | 0.70% | 0.55% | 0.45% | 0.20% |
| $10,000,001+ | 0.50% | 0.35% | 0.25% | 0.15% |
Fully-Custom
A fully customized portfolio where KF provides client with a completely customized portfolio. Client may choose to be involved in decision-making process.
Semicustom
Portfolio that’s mostly allocated to either direct indexing or one of/multiple KF proprietary portfolios, with some modifications (such as personalized investment substitutes or additional holdings)
Direct Indexing
Automated portfolio building structure intended to replicate the holdings and performance of a desired index. Can be easily adjusted to meet client tax-needs, moral requirements (such as ESG), or other personalized alterations. Neither KF nor client has choice of holdings
Proprietary Portfolios
Any one or combination of 2+ portfolios designed and managed by KF. These portfolios are 100% comprised of exchange-traded securities (can be stocks, ETFs, mutual funds, bonds, etc). We do not provide standalone illustrations for these portfolios. This is because such illustrations would generally be based on the assumption that there are no changes to the portfolio over the years being illustrated.
TAMP Add-On
A TAMP is third-party asset management portfolio (not the same as an ETF or mutual fund). We generally avoid these because in many cases they are 100% invested in mutual funds or ETFs, yet they charge an investment management fee. Therefore, the use of these means charging a fees to provide oversight over an investment manager charging additional fees while they direct clients’ money to funds where each individual fund charges management fees. In essence, the combined fees when using TAMPs can result in our 2-5% or more of clients’ funds going towards investment managers rather than investments. The additional fee is due to the additional research, analysis, and monitoring that KF’s required to do to fulfill our fiduciary duty should clients request the use of TAMPs.
*Kinetic Financial uses a blended tier fee schedule. See Form ADV, Part 2A, Section 5 (Page 12) for more details and examples. Fees are based on quarter-end market values and are debited quarterly from the account balance.
Wrap fees include most transaction costs and fees for a single advisory fee, while non-wrap fees may include separate transaction fees in addition to the advisory fee. For more details on these fee structures, refer to Form ADV, Part 2A, Section 4 (Page 8).